point would it not even matter. I hate to have this measily $65 dollars mess up my score. Would paying it this late help anything?
proof of a contract with your signatures and other info on a black and white paper. If they are not able to provide you with that proof, then they must report to the credit companys to have that item be removed forever off your credit report. After you do send out this letter, if you get no response in 30 days, you then next put in a dispute to the credit company doing the same, asking them to verify this information. Again if they fail to comply they are also violating federal law and agian another 1k bucks. anyhow just a brief idea of what you should do. I followed the same method and my score again is now 734.
on Equifax (my first time ever checking my credit). I noticed I had something in the "Collections" section that been buggin me and I not sure what to do about it. Apparantly I never paid a $65 bill to the hospital. I not sure what it even for as it is from 2000 and I hardly ever go White Air Max 90 Womens Wear to the doctor (I guessing it might have to do with a broken wrist around that time). But the status still says "unpaid".
About a month and a half ago I pulled up my credit report Nike Air Max 90 Toddler Girl
I have also heard that you can dispute this sort of thing and if the hospital (or whatever) dosen cough up the info it gets erased from my history. Any info on this?
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Anyways, since this bill is 6 years old, I assuming it will soon be wiped from my record, within a year (7 years is the max right?). Should I bother to get in touch with this collection agency to pay the bill. or at this Nike Air Max Flyknit Grey
You need to find out who, has your account, then basically you send them a proof of verification letter to have them confirms that if fact you do have a written contract with them. The FCRA requires them to show you proper written Nike Air Max 90 Women 2015 Outfit
That is illegal for them to do, it violates the FCRA and entitles you to $1000 per violation either by the credit bereaus or the collection agency or even by the original creditor.
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Originally posted by "threelefts":I just scared that it will resurrect the problem, hence having it stuck on there for yet another 7 years. :crying:
Basically, in a nutshell. what should I do about a collection on my credit report that is 6 years old? :)
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