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include photocopies of the documents that you keep Nike Air Max Black And Red Womens in your safe deposit box in page protectors or envelopes that fit in your binder.

Creating a Document Locator Organizer

While there are several document locator/organizer templates available on the Internet, you can easily do this yourself with a three ring binder. Start by creating sections, customizing appropriately for your family's situation. Create subsections for individual family members within the Children and medical records sections, and consider dividing the financial section Air Max 90 Independence Day Blue

Remember, a personal records document locator is not intended to replace your will. It should be a resource for your loved ones to locate important documents when you are no longer able to. Likewise, if there were a natural disaster and you were forced to evacuate, you should be Nike Air Max 90 Ultra Moire Sneakers

able to take your records document locator with you at a moment's notice.

into assets and liabilities.

For example, in your Insurance section, you should list the company, policy type, number and premium due date. You may also want to list your agent's name and phone number. You should then list where the original policy documents are stored, should someone need the original documents.

You may opt to keep your records digitally by creating a spreadsheet or computer document with the same sections. Save scans of important documents with your locater document. You can encrypt your files and store copies at online storage sites, such as Google Docs or Dropbox.

Next, you will need to develop a key indicating where certain items are located. Perhaps you keep current statements in your home office filing cabinet, while past tax returns and mortgage documents are stored in a banker's box in a closet. Number each location, and then, throughout your organizer, place the number next to the item indicating where the additional records are located. You should Air Max 90 All White Leather

Last week, I discussed the importance of documenting where your important records are kept. But where do you begin? To start, a fire safe or safe deposit box is ideal for hard to replace documents such as Social Security cards, birth certificates or passports. You may also want to keep a copy of your records locator in your safe deposit box.

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