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will also provide additional protection to key infrastructure at the heart of the communities along this stretch of the Trent. This compliments the Nottingham Right Bank Scheme which was completed in 2007 and offered further protection to 5600 properties in Nottingham. The spokesperson added that currently the probability of flooding across Nottingham was about two per cent one in 50 chance in any given year. Once the new works are completed later this year, the risk would be reduced to one per cent.

It is estimated that around half a million people live or work in properties at risk of flooding across the Environment Agency Midlands region, which covers Nottingham.

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Take photographs of damaged items as it may help your insurer to settle Nike Air Max 90 City Pack

A spokesperson said: 51 million Left Bank flood alleviation scheme aims to reduce the risk of flooding to 16,000 homes and businesses along a 27 kilometre stretch of the River Trent, from Sawley to Colwick.

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or fax.

It can take months for a property to fully dry out so do not be in a rush to redecorate. Your home insurer can give you advice and also provide driers and dehumidifiers.

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Contact your home insurer as soon as possible. Most will have 24 hour emergency helplines, which can give advice on next steps and arrange repairs Air Max 90 Woven Tan as quickly as possible.

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If necessary, arrange emergency repairs to stop any damage getting worse. Tell your insurer and keep any receipts for work done and use trusted local tradesmen wherever possible.

But with storms bringing torrential downpours to the Midlands in recent weeks, forecasters are still talking in gloomy terms about unfortunate shifts in the jet stream and massed ranks of low pressure systems brooding in the mid Atlantic.

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If you have a business, your insurance policies should cover storm and flood damage to premises and stock. Business interruption insurance will cover additional costs, such as hiring temporary premises.

In terms of cover, buildings and contents policies will compensate you for flood and storm damage, including structural damage caused by storm winds. If a home is uninhabitable, the insurer will usually pay for temporary accommodation while it is repaired.

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And for those people across the country whose homes are at risk of flooding, the impact of this bad weather could be far worse than not being able to sunbathe.

According to Lloyds TSB, flood damage causes an average of 17,000 worth of damage per claim. Insurance will pick up a lot of the cost, but the stress and strife associated with cleaning up afterwards mean prevention is definitely better than cure.

Current weather conditions may cause flooding misery to thousands

a claim.

According to the EA, Nottingham has a history of flooding dating back to 1795. The current defences were built after serious flooding in 1947 affected 28 miles of road, 3,000 properties and 86 factories in the city centre.

Don't throw away damaged items, unless they are a danger to health, as these may be able to be repaired or restored. Your insurer will advise.

Cars are easily damaged by flood. Comprehensive motor insurance should cover any damage caused. Some policies may provide you with a replacement vehicle if the damage is repairable.

If your water supply has been tainted by sewage or effluent, wait for an official all clear before using it. If necessary, have gas and electricity supplies checked by registered engineers.

are at risk, you can sign up to Floodline Warnings Direct, a free service offered by the agency which sends you a direct message when flooding is expected and may affect your property. You can receive warnings by telephone, mobile, email, SMS text message Nike Air Max For Women Red

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The area has certainly seen its fair share of rainfall over the past few weeks, although at the time of writing the Environment Agency has not had to issue any flood warnings for Nottingham itself since the beginning of the year.

Don't enter standing water if your electricity supply is on. Avoid any actions that put your health or welfare, or that of others, at risk. Don't enter fast flowing water outside your home.

This year's flooding problems are a stark reminder that the agreement between insurers and the government, which guarantees affordable premiums for householders, expires in July 2013. Negotiations are ongoing to find a way to provide insurance to those in flood prone areas with insurance at a reasonable price in the long term.

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